Your Trusted Colorado Mortgage Specialist

About Cliff Mortgages

Learn about our mission to provide tailored mortgage solutions with personalized guidance for every Coloradan.

Expert Guidance

Local support with a personal touch.

More Options

Access to 100+ wholesale lenders through C2 Financial.

Colorado Focused

Experience with Colorado buyers, homeowners, and investors.

Mortgage advisory team collaborating around a table.

At Cliff Mortgages, we do more than provide loans — we provide solutions tailored to your goals.

Led by Cindy Cliff, a Mortgage Loan Originator and Real Estate Broker Associate, Cliff Mortgages is powered by the national strength of C2 Financial, the #1 ranked mortgage broker in the nation by AIME. This partnership allows us to offer Colorado homeowners, retirees, and real estate investors access to some of the industry’s most competitive programs.

What Makes Us Different?

Personalized Guidance

Every borrower’s situation is unique. We take time to listen and craft the right strategy for you.

Loan Programs for Every Stage

From 1% down loans to HELOCs, Reverse Mortgages, and DSCR investor loans — we offer programs beyond what most banks provide.

Simplified Process

One application. One credit pull. Access to 100+ lenders. Faster answers and smoother closings.

Local Expertise, National Reach

Based in Colorado but licensed and connected across the U.S., serving local homeowners and investors nationwide.

You’re a Client for Life

At Cliff Mortgages, you’re more than just a file number. Whether it’s your first home, tapping into equity, or expanding your investment portfolio, we’re here to help you succeed for the long term.

Start Your Mortgage Journey

Call Cindy Cliff today at 970-308-2540 or email cindy@cliffmortgages.com to get started.

Request a Free Quote

Frequently Asked Questions

Ready to take the next step?

Apply for Your Colorado Home Loan

Start your application to lock in your rate and move forward with confidence. Our team will guide you through every stage of the mortgage process.

Apply Now