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Use your home equity for things you need.
We can help with a no-hassle cash-out up to 89.99% of value.
Unlock a HELOC-style line without refinancing out of today's low rates. Get cash for projects, consolidate debt, or plan ahead with predictable payments backed by a local broker.
A+ Rating
5.0 ★★★★★
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Why homeowners choose this option
The smart way to access your home equity
This cash-out alternative is designed for homeowners who want quick access to their equity without the hassle of a full refinance.
- No Mortgage Insurance Required
- Save with lower wholesale pricing
- Fixed 30-year rates for stability and peace of mind
- Borrow more: Access up to 89.99% of your home's value (vs. the standard 80%)
- Local expert guidance from licensed Colorado mortgage professionals
- Perfect to pay off high-interest credit cards, student loans, or renovations
- Close fast: average closing in just 20 days
Prefer online guidance?
Get your personalized quote
Tell us about your timeline, equity goals, and payment preferences—our team will follow up with personalized HELOC scenarios.
Check My HELOC OptionsAverage closing time ~20 days. No obligation to proceed. Prefer a call? Dial (970) 308-2540 anytime.
Access your equity in 4 simple steps.
Our streamlined HELOC process gets you from application to funding in as little as 20 days—no refinancing required.
Share your details
Complete our quick online form with basic property and contact information. Takes just 2 minutes.
Review your terms
Receive your personalized HELOC proposal with competitive rates and clear payment terms.
Get your valuation
We analyze local market data to determine your available equity—up to 89.99% of your home's value.
Access your funds
E-sign your documents and your line of credit is ready. Use it for renovations, debt payoff, or anything you need.
Apply for Your HELOC
Take the first step toward unlocking your home's equity. No obligation, no impact to your credit, and you'll know your options within hours.
Fill Out The Form A+ Rating
5.0 ★★★★★
Licensed Professionals