Homeownership is a significant milestone and a major investment. Protecting that investment is crucial, and that’s where homeowners insurance comes in. For new homeowners, understanding the full scope of homeowners insurance can be overwhelming. Thi
Jun 09, 2024 | Purchasing a Home
United Wholesale Mortgage (UWM) has made a big announcement aimed at empowering borrowers and mortgage brokers. This was a new 0% down purchase program, an exclusive offering that allows qualified borrowers to receive up to $15,000 in down payment as
Jun 03, 2024 | Mortgage Monday's 0% Down Payment
Homeowners often face the critical decision of whether to refinance their current home loan or pursue a loan modification. While both options aim to provide financial relief, refinancing typically offers more substantial benefits. This article will explor
May 31, 2024 | Refinancing a Home
In the intricate dance of acquiring a mortgage, your credit score takes center stage, dictating the interest rate that can either make your dreams of homeownership a reality or a financial challenge. Understanding the dynamics between your credit score an
May 30, 2024 | Interest Rates
For the first time in six weeks, the average interest rate on long-term mortgage loans fell below 7% last week, a welcome windfall for spring homebuyers. According to Freddie Mac, the average rate on a 30-year fixed-rate mortgage dropped to 6.94% during t
May 27, 2024 | Mortgage Monday's
Starting a real estate investing business can be both exciting and challenging. In November 2023, Fannie Mae reduced the required down payment on owner-occupied multi-family properties from between 15% and 25% to just 5%. This change opens up a unique opp
May 09, 2024 | Purchasing a Home Investors