Cindy Cliff

Mortgage Loan Officer

NMLS: 2075376

970-308-2540

cindy@cliffmortgages.com

Cindy Cliff Mortgage Loan Officer
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Our Loan Programs
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Happy couple buying first home

Purchase Loans

1% Down programs, FHA. We shop for you.

HELOC Loans

HELOC Loans

Home Equity Line of Credit. Fast and easy! 

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DSCR - Non-QM

Investors, No Income Qualify, Fix & Flips

Reverse_Mortgage_Couple

Reverse Mortgage

Aging in place in your home during your retirement.

Refinance Loans

Refinance Loans

Find out how Refinancing can lower your monthly payments.

Private money to buy this home

Private Money

Asset-based lending, unique deals. Creative funding.

Transform your Fort Collins, Greeley, Loveland, Denver Metro, and surrounding areas in Colorado home dreams into reality without letting renovation costs deter you. With our specialized financing options, including HELOC, FHA 203k, Purchase, Refinance, and Land Loans, you can seamlessly fund both the acquisition or refinancing of a property and its renovations or repairs. Dive into the possibilities with us today.

Reach out at 970-308-2540 or drop us an email at cindy@cliffmortgages.com to explore your options and kickstart the application journey.

About Us

Your Mortgage Partner in Colorado and Beyond

At Cliff Mortgages, led by Cindy Cliff, Mortgage Loan Originator (NMLS #2075376), your home financing journey is our top priority. With over 11 years of experience, I combine personalized service with the powerful network of C2 Financial, the nation’s #1 ranked broker by AIME. Together, we provide access to over 100 lenders and some of the industry’s most competitive mortgage programs.

Why Borrowers Choose Us
✅ One Application, One Credit Report — we shop your loan across multiple lenders without multiple credit pulls
✅ Programs for Every Goal — from HELOCs and Reverse Mortgages to Purchase, Refinance, DSCR, and Private Money loans
✅ Local Expertise — serving homeowners across Fort Collins, Greeley, Loveland, Denver Metro, and all of Colorado
✅ Nationwide Reach — helping investors and business-purpose borrowers in most states across the U.S.

Our Commitment
We believe in more than just processing loans — we believe in building relationships. Our clients benefit from faster turnaround times, a streamlined process, and clear communication from start to finish. Whether you’re a first-time homebuyer, a retiree looking to age in place, or an investor growing your portfolio, we’re here to guide you every step of the way.

Let’s Get Started:
📞 Call me today at 970-308-2540 or click below to Get Your Free Mortgage Quote.


Learn More

Get a fast, no‑obligation quote for HELOC, Reverse Mortgage, DSCR / Business‑Purpose, Purchase, Refinance, or Private Money loans. Based in Colorado and serving Fort Collins, Greeley, Loveland, Denver Metro — plus investors nationwide.